How to make UPI payment without internet connection ?

 How to make UPI payment without internet connection ?

India is at the forefront of the digital payments segment. UPI ie Unified Payments Interface has fueled this growth. In many cases it is much easier than paying through cash. However, it requires an active internet connection to make the payment. But imagine you are in an area where there is no internet and you don't even have cash to pay. So don't worry because we have a method for that.

How to make UPI payment without internet connection ?

You can use UPI in offline mode by using USSD code through your phone. The *99# service was launched for all mobile users, irrespective of the model, and supports both smartphones and feature phones. Also, the phone number must be linked to your bank account to make UPI payments.

For smartphone users, understanding UPI is not a big deal as one can use UPI apps like PhonePe, Google Pay etc. However, feature phone users can avail *99# USSD code to use UPI. Also, this feature is also useful for smartphone users facing internet problems.

How to make UPI payment without internet connection

To make UPI payments on a feature phone or smartphone without internet, follow the steps given below:

  • Step 1: For this, first of all, open the dialer on your phone and enter the keys in the USSD code *99# and click on the call button.
  • Step 2: You will see a list of options. The first option is 'Send Money' so type number 1 and click on send.
  • Step 3: Select the information you have with the receiver like mobile number or UPI ID or IFSC code or saved beneficiary. Key in the relevant number and tap on Send.
  • Step 4: Now, enter the information like mobile number or UPI ID or any other details chosen by you and tap on Send.
  • Step 5: Now you have to enter the amount and then click on send.
  • Step 6: Now you write any remark.
  • Step 7: Finally, you have to enter your UPI PIN and complete the payment.

Also you can disable UPI USSD code. To do this, you need to open the dialer and enter the USSD code *99#. Select option 4 "My profile" from the list and then select number 7, which is to be de-registered with UPI. USSD Code Confirm your choice to disable UPI payment service.

In this way, now if there will never be an internet connection then don't worry because by following this given trick you can send money through UPI. This trick works well in both feature phones and smartphones.


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