How to check your bank balance through WhatsApp ?

 How to check your bank balance through WhatsApp ?

Launched in November 2020 in India, WhatsApp Payment Service has added a lot of users in 2021. Now, WhatsApp Payment Service is available for all users in India. Clicking on More (3 dots) in the top right corner of the app gives the option of payment and you can also use this feature. So let us know in detail how to check your bank balance through WhatsApp.

How to check your bank balance through WhatsApp ?


WhatsApp does not capture or store the UPI PIN of users for payment services in compliance with the UPI guidelines issued by NPCI. People using the service can not only send and receive payments but can also view the balance in their bank accounts using WhatsApp.

There are few ways to check bank balance on WhatsApp. But before that, one needs to know how to activate and use the payment service.

For this, go to the payment through more option (3 dots) and verify the details of the active bank account with the Indian bank that supports UPI. The primary mobile number used to link the account should also be the WhatsApp mobile number used for registration.

Once a bank account is linked with WhatsApp Payments, users can now use the service and its features.

how to check bank account balance on whatsapp ?

There are two ways to check bank balance using WhatsApp Payments feature. So let's try to know both the methods in a step by step process:


first way

  • Step 1 - Go to Payments on the WhatsApp mobile app and search for the bank account from the list of linked accounts.
  • Step 2 - After selecting the bank account, click on the option of View Account Balance.
  • Step 3 - Enter your UPI PIN to authenticate using the Bank Account Service.
  • Step 4 - Once you have entered the UPI PIN, you will be able to see the balance in your bank account that appears on the screen.


second way

In this way, users sending money to other accounts can check their balance while doing so.


  • Step 1 - For this, first of all, you have to go to the payment notification on your WhatsApp mobile app.
  • Step 2 - After that choose your preferred method of payment.
  • Step 3 - Then go to the option of View Account Balance.
  • Step 4 - Select the relevant account from the list of your linked bank accounts.
  • Step 5 - Then confirm by entering your UPI PIN.
  • Step 6 - After this you will see the balance in your bank.


Thus, now you can easily check how much money is left in your bank through the instant messaging app WhatsApp owned by Meta. If possible, do share this information with your friends as well.


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